The Role of Pradhan Mantri Jan Arogya Yojana in Managing COVID-19 in India

Abstract

Emergence of the novel coronavirus pandemic (COVID-19) has tested the resilience of healthcare systems worldwide. Housing the world’s second largest population, India is inherently disadvantaged in this situation. In 2018, the country had launched the largest health assurance scheme of the world - the Pradhan Mantri Jan Arogya Yojana (PM-JAY) under the larger Ayushman Bharat scheme which was aimed towards Universal Health Coverage. We conducted a review to document the role of PM-JAY in management of COVID-19 in India. The official website of the scheme and relevant press-releases since January 2020 were reviewed. The review focused on steps taken under the PM-JAY in response to the spread of COVID-19 in India, and the features of the scheme that are promising in terms of the current situation. Testing and treatment of COVID-19 were added under the benefit cover of the PM-JAY at an early stage to relieve the emergent strain on poor households. Apart from its role in providing transport facilitates for COVID-workforce; the portability and paperless mode of operation of the scheme, no cap on family size, and a maximum claim amount  of INR 5 lakh or 0.5 million, are also expected to benefit in the management of the pandemic in the country. The success of these initiatives though, depends on the concerted efforts of stakeholders including various state governments and empaneled healthcare providers.